Cross-Border e-Commerce Payment Risk Based on Blockchain Underlying Technology

In the financial field with the background of modern Internet, the core part of CBEC (Cross border e-commerc) system has become electronic payment. China's financial industry has serious problems in third-party platform payment, such as fund circulation and monitoring, lack of credit reporting system, privacy disclosure, etc., and should use various science and technology to fill the gap in Internet financial supervision and management. To ensure the safety of consumers and the companies to be consumed, eliminate the security risks in the gray zone, the standardization platform will firmly control the scale of personal information disclosure, create a healthy consumption and investment environment for consumers and investors, reduce and solve many risks and problems such as cross-border payment credit risk, technical risk, liquidity risk, privacy protection and supervision and management difficulties. This paper mainly studies how to use blockchain technology to discuss the risks of CBEC payment. At the same time, this paper first introduces the risks of the underlying blockchain technology and CBEC payment, and then applies the underlying blockchain technology to CBEC payment risk resolution, which reduces the risk of payment. Finally, it analyzes the actual application performance of the underlying blockchain technology. The experimental results of the article show that the questionnaire of CBEC companies and staff can show that there are great risks in e-commerce payment. Therefore, using the underlying technology of blockchain to reduce the risk of CBEC online payment is a topic worthy of study.