The Relationship Between Casa Ratio and Performance of the Commercial Banks in Vietnam
摘要
The research results provide evidence of a positive relationship between CASA and business performance on both the return on assets (ROA) and net profit margin (NIM) scales. Findings show technological innovation as well as the ability to digitize payment activities contribute to increasing the business effectiveness of banks. Besides, the factors of cost management capability (CIR), bad debt ratio (NPL), capital structure (DER), loan asset ratio (LAR), and deposit asset ratio (DAR) are also examined in the regression model. Based on the results, some discussions and future research directions are also proposed.