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Behavioral Biometrics—A Case Study of Digital Banking Security in Saudi Arabia

  • Salma Elhag,
  • Rehab Salah Saleh Alharbi

摘要

The increasing usage of digital banking services and the associated risks have led to a need for more secure authentication methods, such as behavioral biometrics. This research focuses on implementing behavioral biometrics in digital banks in Saudi Arabia, where the market is rapidly growing. The study examines the advantages and disadvantages of this authentication method and evaluates its performance measures, including false acceptance rate (FAR), false rejection rate (FRR), and equal error rate (EER). Furthermore, the research investigates users’ attitudes toward behavioral biometrics and their impact on the security of mobile banking applications. Finally, the study aims to provide insights into the potential of behavioral biometrics to improve digital banking security in Saudi Arabia and suggests possible directions for future research.