This chapter explores the transformative role of financial technology (FinTech) in driving sustainable finance, with a particular focus on the UAE’s rapidly evolving FinTech ecosystem. Technological innovations, such as artificial intelligence (AI), machine learning (ML), and blockchain, are reshaping the financial sector by enhancing transparency, efficiency, and inclusivity in sustainable investment practices. The chapter presents key case studies from the UAE, including Beehive, a pioneering peer-to-peer (P2P) lending platform; Yap, a digital-first neobank; and Majid Al Futtaim’s Green Sukuk initiative. These examples illustrate how FinTech solutions are addressing funding gaps, redefining banking experiences, and integrating sustainability goals into financial practices. The chapter concludes with policy recommendations for ensuring the responsible growth of FinTech, balancing innovation with consumer protection, and reinforcing the UAE’s position as a global leader in FinTech-driven sustainable development.

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FinTech and Sustainable Finance

  • Anca Bocanet,
  • Heather Webb

摘要

This chapter explores the transformative role of financial technology (FinTech) in driving sustainable finance, with a particular focus on the UAE’s rapidly evolving FinTech ecosystem. Technological innovations, such as artificial intelligence (AI), machine learning (ML), and blockchain, are reshaping the financial sector by enhancing transparency, efficiency, and inclusivity in sustainable investment practices. The chapter presents key case studies from the UAE, including Beehive, a pioneering peer-to-peer (P2P) lending platform; Yap, a digital-first neobank; and Majid Al Futtaim’s Green Sukuk initiative. These examples illustrate how FinTech solutions are addressing funding gaps, redefining banking experiences, and integrating sustainability goals into financial practices. The chapter concludes with policy recommendations for ensuring the responsible growth of FinTech, balancing innovation with consumer protection, and reinforcing the UAE’s position as a global leader in FinTech-driven sustainable development.