Household Finance in the Digital Technology Era
摘要
As digital technologies continue to permeate the financial sector, the FinTech industry has entered a phase of rapid evolution. Presently, these technologies serve as a pivotal catalyst, broadening the reach of financial services, optimizing their efficiency, diminishing transaction costs, elevating the overall user experience, and fostering innovation in financial products and services. However, alongside these advantages, the application of digital technologies also introduces a spectrum of new risks and challenges.