Scholarlink

A sound personal credit risk assessment system is the decisive factor in reducing credit risk, and the construction of risk assessment indicators is the foundation of credit assessment. This article uses the theoretical empirical analysis and expert judgment methods of analytic hierarchy process to propose a suitable credit risk assessment indicator system for small loan companies, tests relevant indicators and selects them. The results indicate that using analytic hierarchy process can effectively identify irrelevant and redundant variables, improving the accuracy of credit risk assessment for small loan companies.

错误：搜索内容不能为空，请输入英文关键词
错误：关键词超出字数限制，请精简
高级检索

Research on the Selection of Credit Risk Assessment Indicators for Small Loan Companies Based on Analytic Hierarchy Process

  • 会议论文

  • 发表日期：

    2025年

查看全文
  • Hualan Lu

摘要

A sound personal credit risk assessment system is the decisive factor in reducing credit risk, and the construction of risk assessment indicators is the foundation of credit assessment. This article uses the theoretical empirical analysis and expert judgment methods of analytic hierarchy process to propose a suitable credit risk assessment indicator system for small loan companies, tests relevant indicators and selects them. The results indicate that using analytic hierarchy process can effectively identify irrelevant and redundant variables, improving the accuracy of credit risk assessment for small loan companies.