By constructing the multiple linear regression equation of consumption structure and using the least squares method (OLS), this chapter empirically analyzes the enhancement of the composition of rural consumer spending in Hubei Province under the financial digitization, and finds that the promotion of urbanization, the improvement of technological innovation, the rise of residents’ wage income level, the introduction of policies and the increase of effective demand exert a substantial influence on the enhancement of rural consumption structure in Hubei Province. The development and popularization of the Internet have reduced consumer spending.