Fintech crowdfunding has become a useful way to raise capital, but it also carries many risks. Early detection of risks can help minimize the negative impacts that a project may encounter. This study combines Spherical Fuzzy Delphi (SF Delphi) and Spherical Fuzzy Failure Mode and Effects Analysis (SF FMEA) to assess these risks. SF Delphi filters the risks and then SF FMEA assesses the risk level through severity (S), occurrence (O), detection (D), and calculating the Risk Priority Number (RPN). The results identify critical risks, with technology failures (RPN: 0.68827), poor communication (RPN: 0.49181), and failure to adapt (RPN: 0.47359) ranking among the highest, indicating their significant potential impact. These findings offer valuable insights and actionable recommendations for backers of fintech crowdfunding projects in Vietnam, facilitating informed decision-making and efficient resource allocation.

错误:搜索内容不能为空,请输入英文关键词
错误:关键词超出字数限制,请精简
高级检索

A Comprehensive Two-Staged MCDM Model for Risk Assessment in Vietnam’s Fintech Crowdfunding Sector

  • Phi-Hung Nguyen,
  • Duong Hoang Trieu,
  • Cu Thi Phuong Nga,
  • Vu Trung Thanh,
  • Vu Vinh Quang,
  • Nguyen Thi Quynh Chi

摘要

Fintech crowdfunding has become a useful way to raise capital, but it also carries many risks. Early detection of risks can help minimize the negative impacts that a project may encounter. This study combines Spherical Fuzzy Delphi (SF Delphi) and Spherical Fuzzy Failure Mode and Effects Analysis (SF FMEA) to assess these risks. SF Delphi filters the risks and then SF FMEA assesses the risk level through severity (S), occurrence (O), detection (D), and calculating the Risk Priority Number (RPN). The results identify critical risks, with technology failures (RPN: 0.68827), poor communication (RPN: 0.49181), and failure to adapt (RPN: 0.47359) ranking among the highest, indicating their significant potential impact. These findings offer valuable insights and actionable recommendations for backers of fintech crowdfunding projects in Vietnam, facilitating informed decision-making and efficient resource allocation.