Introduction
摘要
That historical period is well past when financial inclusion was scoffed at. Financial inclusion as the foundation of economic empowerment covers a broad range of characteristics that contribute towards sustainable development. It is one of the primary engines recognized among development studies to build and sustain a fair and balanced economic growth expectedly creating impressive results. Poverty in its many expressions is a big concern across the globe. With the devastation of the whole world with the COVID-19 pandemic, so much more is at stake. It gives extremely effective of a responding point against the challenges associated with poverty and its related complexities such as generation of income, improvement in employability, equitable resource allocation, financial literacy, gender equality, women’s empowerment and health and nutrition. It is crucial to have financial inclusion and financial sustainability as it offers a balance for both individual and socio-economic growth. Initially, the definition of financial inclusion comprises access to and usage of financial services, cost and appropriateness of the person’s ability to pay for the service, financial literacy and consumer protection. It is more than access; it is having use of services such as savings, credit, insurance and payment mechanisms. Such a facing goes not to financial institutions but assesses how far access and usage of such resources make possible an individual’s economic prosperity.