STS theory and Structuration theory form a cradle that when coupled with the specific case studies, research performed, expert interviews create a holistic assessment. This assessment provides an interesting viewpoint in the exploration to understand whether there are (if any) efficiency gains offered by a potential DLT solution for pension administration. Based on a review of existing technologies, we came to understand that DLT offers the best solution that can be implemented to resolve core issues that plague the current pension landscape and aid in reducing the technical debt which was built up over time.