This empirical study examines the impact of Business Intelligence (BI) capabilities on the adoption of financial technologies (Fintech) within financial institutions. It specifically explores how BI’s data quality, analytical capabilities, and decision-making efficiency influence the integration and effectiveness of Fintech solutions. The research findings highlight that superior data management, advanced analytical functions, and efficient decision-making processes are pivotal in enhancing Fintech adoption. These factors collectively facilitate improved strategic decisions, innovative financial services, and a competitive edge in the financial sector. The study provides actionable insights for financial leaders and policymakers aiming to foster a technologically advanced, secure, and efficient financial environment.

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Enhancing Fintech Adoption Through Business Intelligence: An Empirical Study

  • Ayman Abdalmajeed Alsmadi,
  • Raed Alqirem,
  • Ibrahim A. Abu-AlSondos,
  • Shazia Shah Mahmoud,
  • Mahmoud Alghizzawi

摘要

This empirical study examines the impact of Business Intelligence (BI) capabilities on the adoption of financial technologies (Fintech) within financial institutions. It specifically explores how BI’s data quality, analytical capabilities, and decision-making efficiency influence the integration and effectiveness of Fintech solutions. The research findings highlight that superior data management, advanced analytical functions, and efficient decision-making processes are pivotal in enhancing Fintech adoption. These factors collectively facilitate improved strategic decisions, innovative financial services, and a competitive edge in the financial sector. The study provides actionable insights for financial leaders and policymakers aiming to foster a technologically advanced, secure, and efficient financial environment.