How ready are enterprises to adopt digital and technological solutions for green finance? There is an increasing pressure on enterprises to implement environmentally responsible strategies. Such investments typically require high investments and involve significant risks. Green finance is a promising enabler for such initiatives. Digital readiness enhances operational efficiency in green finance, enabling the scalable implementation of sustainable initiatives. In this study, we examine the digital and technological readiness of emerging enterprises for developing green finance. Fuzzy Logic methodology is used to assess the readiness since it helps in capturing the ambiguities and uncertainties in the context of green finance. The findings highlight that the readiness index, FGFTRI, is (2.34, 3.744, 5.166), indicating the case organization is ‘low ready’. The significant gaps remain in the limited use of digital banking, inadequate cloud-enabled infrastructure for sustainability reporting, a lack of structured systems, and insufficient cybersecurity protocols. This study provides practical recommendations to make technology adoption in green finance easier and help close the digital gap in sustainable finance.

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Digital and Technological Readiness Assessment: Enabling Green Finance in Emerging Enterprises

  • B. U. Sivakami,
  • M. Suresh

摘要

How ready are enterprises to adopt digital and technological solutions for green finance? There is an increasing pressure on enterprises to implement environmentally responsible strategies. Such investments typically require high investments and involve significant risks. Green finance is a promising enabler for such initiatives. Digital readiness enhances operational efficiency in green finance, enabling the scalable implementation of sustainable initiatives. In this study, we examine the digital and technological readiness of emerging enterprises for developing green finance. Fuzzy Logic methodology is used to assess the readiness since it helps in capturing the ambiguities and uncertainties in the context of green finance. The findings highlight that the readiness index, FGFTRI, is (2.34, 3.744, 5.166), indicating the case organization is ‘low ready’. The significant gaps remain in the limited use of digital banking, inadequate cloud-enabled infrastructure for sustainability reporting, a lack of structured systems, and insufficient cybersecurity protocols. This study provides practical recommendations to make technology adoption in green finance easier and help close the digital gap in sustainable finance.