Financial technologies, developed alongside digitalisation, improve in policy frameworks, risk management, investment strategies, and financial decision-making processes in energy trade and markets. This study shows that the life-changing potential of innovative solutions such as blockchain and artificial intelligence in the energy-finance ecosystem to boost automation, and cuts costs and risks. Smart contracts, peer-to-peer trading, and data-driven forecasting have the potential advance renewable energy investments in line with global policy objectives. Similarly, digital change can build up the link between the energy and finance sectors, supporting sustainable growth through green bonds, blockchain, and AI decision-making mechanisms. The research discusses the opportunities and risks of these technologies and provides strategic insights for actors and policymakers in energy markets, also contributing an innovative perspective to the energy-finance literature.