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Histories of consumer credit in the Australian context are limited. Recent shifts away from interest-bearing credit and towards Buy Now Pay Later (BNPL) platforms make its history in Australia deserving of reassessment. Focusing on retail credit in Australian department stores, the book explores the social distinctions, technological innovations, and marketing activities that have influenced the expansion of this form of credit in Australia since 1900, placing them in their economic, social, cultural, and political contexts. The book asks two key questions. Was the entanglement of Australian consumers in credit culture ‘inevitable’? And was access to credit ‘democratised’ after the Second World War?

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Introduction

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  • 发表日期：

    2026年

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  • Jackie Dickenson

摘要

Histories of consumer credit in the Australian context are limited. Recent shifts away from interest-bearing credit and towards Buy Now Pay Later (BNPL) platforms make its history in Australia deserving of reassessment. Focusing on retail credit in Australian department stores, the book explores the social distinctions, technological innovations, and marketing activities that have influenced the expansion of this form of credit in Australia since 1900, placing them in their economic, social, cultural, and political contexts. The book asks two key questions. Was the entanglement of Australian consumers in credit culture ‘inevitable’? And was access to credit ‘democratised’ after the Second World War?