The deep integration of the Internet and finance is the trend of the times, which will have a deeper impact on financial products, business, organization and services. In terms of development trend, traditional finance is being replaced by finance based on artificial intelligence. The purpose of this paper is to explore the application of computer technology in Internet finance based on the perspective of artificial intelligence. The characteristics of artificial intelligence are introduced, and the advantages of integrating artificial intelligence with the financial industry are analysed in depth, in conjunction with intelligent marketing and intelligent risk control. An Internet finance system is designed and a risk control model based on a logistic regression algorithm is established. Finally, the model is tested against the actual situation and the index scores are adjusted to produce a score with expert experience.

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The Application of Computer Technology in Internet Finance from the Perspective of Artificial Intelligence

  • Ping Ding,
  • Fang Gao,
  • Wenliang Zheng

摘要

The deep integration of the Internet and finance is the trend of the times, which will have a deeper impact on financial products, business, organization and services. In terms of development trend, traditional finance is being replaced by finance based on artificial intelligence. The purpose of this paper is to explore the application of computer technology in Internet finance based on the perspective of artificial intelligence. The characteristics of artificial intelligence are introduced, and the advantages of integrating artificial intelligence with the financial industry are analysed in depth, in conjunction with intelligent marketing and intelligent risk control. An Internet finance system is designed and a risk control model based on a logistic regression algorithm is established. Finally, the model is tested against the actual situation and the index scores are adjusted to produce a score with expert experience.