The aim of the chapter is to examine the impact of copyright monopolies on the distribution of insurance. The research used the economic analysis of law (EAP) method. The chapter focuses on the issue of assessing the status of an insurance product as a work under copyright law, as well as the challenges in defining protection and distinguishing objects protected by copyright from those that belong to the public domain. In the context of knowledge, technology, and intangible goods, from the perspective of EAP, leaving certain resources in public domain can lead to significant social benefits and mitigate the negative effects of knowledge monopolization.