Against theFemale specific health insurance backdrop ofWomen globalHealth insurance commitmentsInequality to the Sustainable Development GoalsSustainable development goals (SDGs), particularly universal health coverageUniversal health coverage [SDG 3.8] to achieve greater equality [SDG 10.3 and 10.4], this chapter explores the stateState of Indian health insuranceHealth insurance policies concerning their coverageCoverage of femaleFemales-specific healthcare needs. This is achieved through a comprehensive document analysis of publicly accessible policy documents from both public and private health insurers. Findings reveal significant gaps in risk and cost coverageCoverage across three essential femaleFemales-specific healthcare concerns: maternity care, gynaecological health, and mental well-beingWell being, highlighting discriminatory policies within the Indian healthcare system. This underscores the urgent need for reform in health insuranceHealth insurance policies to ensure equitable and justiciable access to healthcare for womenWomen. Social interventionsSocial intervention, including fostering law-abiding collaborations between government and private sectors to develop effective coverageCoverage plans tailored to the specific health needs and social conditions of womenWomen, along with greater investment in the healthcare system to enhance service delivery and reduce out-of-pocket expenses (OOPE), become necessary. Ultimately, the goal of achieving greater equality (SDG 10.4) necessitates concerted efforts to eliminate such social inequalitySocial inequality, ensuring universal access to quality healthcare, leaving no one behind.