Impact of Metaverse and Financial Technologies on the Future of Digital Finance
摘要
Metaverse is increasingly emerging as a transformative digital environment that takes advantage of immersive technologies to enable virtual engagement and innovative forms of interaction. Its expansion effects are being felt in various industries, the financial sector is undergoing particularly notable changes. Technologies such as blockchain, digital assets, cryptocurrencies and decentralized finance (DEFI) are re-defining traditional financial structures, creating new structures for price exchange in virtual places. This chapter delays integration of intelligent systems with financial innovations in terms of metaverse, checks their ability to redefine financial services and promote a creative economy that combines virtual and real -world assets. A major challenge identified is the prevalent lack of a progressive mindset within the financial industry, which hinders the development of advanced capabilities and digitally operated economy, obstructing the distribution of customer-focused experiences. The study emphasizes strategic innovation and immediate need for flexible approach to meet the transfer demands of digital consumers. As financial ecosystems develop, metaverse are ready to become an important platform to bridge digital and physical finance. This chapter also states that hugging metaverse in financial services is not only a technological advancement, but a strategic requirement for continuous economic relevance and development.