This chapter provides an overview of the UK credit intermediation framework, focusing on the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). It discusses the licensing requirements, compliance obligations, and codes of conduct. The chapter highlights the UK’s strong focus on consumer protection, transparency, and fair treatment, which set high professional standards for intermediaries.

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United Kingdom

  • Umberto Filotto

摘要

This chapter provides an overview of the UK credit intermediation framework, focusing on the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). It discusses the licensing requirements, compliance obligations, and codes of conduct. The chapter highlights the UK’s strong focus on consumer protection, transparency, and fair treatment, which set high professional standards for intermediaries.