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This article introduces IOTPAY, a decentralized autonomous payment system designed to address the growing need for secure, scalable, and low-cost microtransactions in the Internet of Things (IoT) ecosystem. IOTPAY leverages Web3.0 technologies to facilitate trustless, peer-to-peer payments between devices and stakeholders, with applications ranging from EV charging to logistics. The system integrates smart contracts, embedded wallets, a layered public key infrastructure, and user-friendly Web/Mobile interfaces. We detail the system architecture, use cases, and core functionalities, along with ecosystem feedback from stakeholders. The approach is aligned with global sustainability, interoperability, and human-centric principles promoted by the NGI Sargasso initiative.

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IOTPAY: A Decentralized Payment Architecture for Autonomous IoT Transactions

  • 会议论文

  • 发表日期：

    2026年

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  • Benoît Maïsseu,
  • François Chiron

摘要

This article introduces IOTPAY, a decentralized autonomous payment system designed to address the growing need for secure, scalable, and low-cost microtransactions in the Internet of Things (IoT) ecosystem. IOTPAY leverages Web3.0 technologies to facilitate trustless, peer-to-peer payments between devices and stakeholders, with applications ranging from EV charging to logistics. The system integrates smart contracts, embedded wallets, a layered public key infrastructure, and user-friendly Web/Mobile interfaces. We detail the system architecture, use cases, and core functionalities, along with ecosystem feedback from stakeholders. The approach is aligned with global sustainability, interoperability, and human-centric principles promoted by the NGI Sargasso initiative.