Recently, there has been increasing awareness of the need to empower women to improve their socioeconomic status and livelihood, as many women in rural communities in sub-Sahara Africa continue to experience economic, political and social disadvantages, which negatively impacts their productivity. Hence, the research examines effect of digital financial inclusion on the empowerment of women in rural Nigerian households. Data was gathered in August 2023 from 160 users and non-users of digital credit services in the country following a two-stage random sampling technique. The data were analyzed with descriptive statistics, the Women Empowerment Index, logistic regression model and OLS regression model. Results indicated that 86% of the women primarily relied on agriculture for their livelihoods, earning an average annual income of #241,500 ($207.29). Fifty-five percent of the women reported low levels of empowerment on the construct. Access to digital credit was found to have a positive impact on the social, economic, and political dimensions of women's empowerment (p < 0.05). An important policy recommendation from our work is the collaboration between digital credit providers and agribusiness providers to provide bundled services such as digital loans and agricultural inputs or marketing to rural women as digital credit alone is not sufficient to empower rural women.