Because of the background of the rapid development of the internet, there are many opportunities and challenges for the development of mobile banking. It is one of the key points in the future work of the bank is: actively respond to the problems existing in the development of mobile banking with agile thinking, improve the brand image of the bank by the improvement of banking service capabilities, adhere to the service tenet of “people-oriented”, provide more convenient and more intelligent banking and financial services for the people.