Leveraging Swarm Intelligence to Optimize Feature Selection in Credit Card Fraud Detection
摘要
Credit card fraud detection is crucial for preventing financial losses and maintaining trust. However, challenges such as class imbalance and irrelevant features hinder model performance. This study proposes a framework combining SMOTE for class balancing and Particle Swarm Optimization (PSO) for feature selection to enhance fraud detection. Evaluations using CatBoost and XGBoost achieved top AUC scores of 97.19 and 97.03%, demonstrating strong fraud detection capabilities while reducing computational costs. The PSO-based feature selection significantly improved accuracy and efficiency, making it ideal for real-world applications. This research highlights how advanced sampling and feature optimization techniques enhance fraud detection models.