This chapter explores the transformative role of Insurance Technology (InsurTech) in expanding access to insurance services across Africa, particularly among underserved populations. Drawing on evidence from various countries, the study examines how mobile platforms, artificial intelligence, and data analytics are revolutionizing the delivery of microinsuranceMicroinsurance, making it more accessible, affordable, and tailored to low-income users. The chapter highlights the rise of digital insurance models, partnerships with telecom providers, and innovations in health and agricultural insurance. It further assesses the challenges facing InsurTech adoption, including low digital literacy, infrastructure gaps, and data privacy concerns. While empirical research on InsurTech in Africa remains limited, this study provides practical insights into the continent’s emerging insurance ecosystem and identifies policy actions needed to foster inclusive growth. The analysis underscores the importance of enabling regulatory frameworks, ICT investment, and consumer education in unlocking InsurTech’s full potential for financial inclusion.