This chapter examines how digital banking solutions are transforming the African financial landscape. It discusses how digital-only banks and mobile banking applications are reducing the need for physical bank branches, enabling easier access to accounts, and improving customer convenience. The chapter also explores the role of FinTech in overcoming logistical challenges and reducing costs for users. The analysis showed that digital banking has accelerated financial inclusion and has improved efficiency of financial services among the banks and other non-banking financial institutions. Digital banking has resulted in increasing customer satisfaction and loyalty, enhanced customer engagement, lower maintenance cost, and increased revenue. Activities of fraudsters and other cyber security concerns were found to threaten the success of digital banking in Africa. The chapter calls for policymakers, particularly the central bank, to create the enabling environment to maximise the benefits of digital banking while ensuring the stability of the financial system in Africa.