Financial Technology Adoption by Micro-entrepreneurs: Adding Financial Literacy Skills Will Improve MSME Performance
摘要
Good financial performance is the dream of all micro-entrepreneurs, in today's era getting a sustainable business requires good financial literacy, and added with the use of FinTech then the business will run effectively and efficiently, having good financial literacy does not necessarily make our business financial performance run well, therefore this study will look at the direct and indirect influence of factors that affect the financial performance of micro-entrepreneurs from the financial literacy side and also FinTech adoption among MSMEs using a quantitative approach, where later the results of this study will be useful for FinTech providers and also the government.