The article analyzes the peculiaities of lending to agricultural producers in the context of digital transformation of agricultural relations using a new financial instrument - agrarian notes. With a view to the functioning of an innovative method of lending to agricultural production, considering the positive experience of using agrarian receipts, which have been operating since November 6, 2012, in accordance with the Law of Ukraine “On Agrarian Receipts” № 5479-VI, on February 22, 2024, the Law of Ukraine № 3586-IX “On Agrarian Notes” was adopted. Agrarian notes are a new financial instrument that is a non-issue security in electronic form in the form of an account in a securities account in the securities depository accounting system with the reflection of information on the details of the agrarian note and other information in the Agrarian Note Register. The introduction of agrarian notes will allow taking advantage of the capital markets and the depository system of Ukraine, and will ensure the attraction of funds to agriculture from foreign markets through correspondent relations of the Central Securities Depository. That is why the article considers agrarian notes as one of the possible instruments for financing agricultural producers, which are intended to become an electronic improved version of the currently used paper-based agricultural receipts.