The study investigates how technical analysis applications can help low-income and underrepresented minorities finance their postsecondary educational goals without incurring a huge amount of debt at the end of their graduation. The study further examined various investment techniques including stocks, bonds, CDs, mutual funds, Indexed Universal Life (IUL), and index funds utilizing the Rule 72 principles to predict investment growth. The study used rule 72 to determine how long it takes for one to double their initial investment of ten thousand dollars ($10,000.00) in various investment portfolios. The results of the analysis indicate that thirteen years in a high-yield savings account with 5.55% interest rate will double the investments, ten years of bound with 7.28%, CD for eleven years with 7%, mutual fund for five years with 15.78%, IUL for fifteen years with 5%, and index for eight years with 10%. Additionally, the study found that for twenty years, the mutual fund and the index will return $389,797.12, and $108,347.06, respectively. This indicates that with proper financial counseling and better planning, low-income and under-represented families will achieve the financial stability required to accomplish their postsecondary educational degrees.