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The purpose of this study is to investigate of the relationship between financial literacy (financial knowledge, financial position, financial behavior) and its impact on achieving increased use of financial technology (technological payments, block chain, technological investment and saving, technological financing, and technological financial control). A basic problem is the extent of application of the dimensions of financial literacy among the sample studied and its impact on the level of use of financial technology. The research community is private banks in Baghdad (the Bank of Baghdad, the Iraqi Middle East Investment Bank, the Bank of Babel, and the International Development for Investment and Finance). The questionnaire was used as the main tool for collecting information, and it was They were distributed to a sample of (122) bank workers. They used the descriptive analytical approach and descriptive statistics, and the statistical program (SPSS) was used. The research reached a set of conclusions and recommendations.

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The Role of Banks in Financial Literacy and Increasing the Use of Financial Technology: An Exploratory Study of a Sample of Private Bank Managers in Baghdad

  • 会议论文

  • 发表日期：

    2025年

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  • Alaa Abdulkareem Ghaleb Almado,
  • Raghad Mohammed Najm Algburi

摘要

The purpose of this study is to investigate of the relationship between financial literacy (financial knowledge, financial position, financial behavior) and its impact on achieving increased use of financial technology (technological payments, block chain, technological investment and saving, technological financing, and technological financial control). A basic problem is the extent of application of the dimensions of financial literacy among the sample studied and its impact on the level of use of financial technology. The research community is private banks in Baghdad (the Bank of Baghdad, the Iraqi Middle East Investment Bank, the Bank of Babel, and the International Development for Investment and Finance). The questionnaire was used as the main tool for collecting information, and it was They were distributed to a sample of (122) bank workers. They used the descriptive analytical approach and descriptive statistics, and the statistical program (SPSS) was used. The research reached a set of conclusions and recommendations.