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The Financial Industry is starting to acknowledge artificial intelligence (AI) as a game-changer, particularly in terms of accelerating the integration of finance. The goal of financial inclusion is to provide affordable financial services to all, especially the impoverished and unbanked. Artificial intelligence (AI) has a promising future in supporting this search using creative solutions that overcome enduring barriers to Financial Services accessibility. Due to its creative ways to reduce costs, improve accessibility, and personalized Financial Services, Artificial Intelligence (AI) can contribute to Financial Inclusion. Unquestionably, artificial intelligence (AI) has helped to overcome historical barriers to Financial Services; yet, challenges still exist, especially about infrastructure, data protection, and legal aspects. Artificial intelligence could provide us greater results with further investment and cautious Application. In the city of Coimbatore, 284 people participated in this empirical research investigation. The study’s conclusions showed that Financial Inclusion could be leveraged by the usage of Artificial Intelligence in Financial Services.

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Artificial Intelligence: A Catalyst for Digital Financial Inclusion

  • 章节

  • 发表日期：

    2025年

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  • M. Gowri,
  • S. Gnana Sugirtham,
  • Rajayya Ananthi,
  • P. R. Jeyalakshmi

摘要

The Financial Industry is starting to acknowledge artificial intelligence (AI) as a game-changer, particularly in terms of accelerating the integration of finance. The goal of financial inclusion is to provide affordable financial services to all, especially the impoverished and unbanked. Artificial intelligence (AI) has a promising future in supporting this search using creative solutions that overcome enduring barriers to Financial Services accessibility. Due to its creative ways to reduce costs, improve accessibility, and personalized Financial Services, Artificial Intelligence (AI) can contribute to Financial Inclusion. Unquestionably, artificial intelligence (AI) has helped to overcome historical barriers to Financial Services; yet, challenges still exist, especially about infrastructure, data protection, and legal aspects. Artificial intelligence could provide us greater results with further investment and cautious Application. In the city of Coimbatore, 284 people participated in this empirical research investigation. The study’s conclusions showed that Financial Inclusion could be leveraged by the usage of Artificial Intelligence in Financial Services.