Mobile Payment Technology Trending Tool for Economic Development: A Systematic Literature Review

Advances in mobile payment technology generate confidence to use mobile technology as a means of payment in environments and it becomes a connectivity requirement to carry out economic activities. New trends in mobile technology create the need to know the criteria that influence the decision to use mobile payment technology. The method to determine the factors that influence or act as inhibitors in the acceptance of mobile payment technology is a Systematic Review of the Literature (SLR) which indicates that performance and utility expectations are significant factors for the use of mobile technology as a means of payment. The selection of 60 articles among 100 found with a link to the research topic was the result according to the established criteria. Of these, 43 articles address strategic aspects of the business in the context evaluated. In addition, it is confirmed that security in open connectivity service platforms is a major inhibitor in the use of mobile payment. It is generally concluded that the articles found are mostly related to the mobile payment transaction and partially investigate the strategic use as a technological instrument of economic development.