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Life Insurance

  • Richard P. Rojeck

摘要

We live in a world of uncertainty, of risks. This includes risks to our property brought about by events over which we have little or no control, and those we do: storms, earthquakes, fires, floods, accidents and our own actions—liability. We can accept the risk of loss or shift it to a third party—an insurance company. In most cases it makes sense to trade a few premium cents in exchange for dollars, should a claim arise.