Official laws fail to provide a comprehensive legal framework reflecting Ethiopia’s unique nature of informal credit markets. These markets, characterised by their reliance on trust and personal relationships, operate outside the purview of formal financial institutions. The laws do not consider these realities, and therefore, it is difficult for the actors in the informal credit markets to operate without sidelining the official rules by using various techniques. This chapter examines how courts deal with the gaps between official laws and practices in the adjudication of disputes. Selected court cases have been used to uncover how courts balance the different interests involved in those cases.