Providing State-Supported Financial Incentives and Benefits for Vehicle Insurance Policies Using Telematics
摘要
We recommend providing state-supported financial incentives and benefits for vehicle insurance policies using telematics. To achieve this policy recommendation, we propose the following: (1) Provision for financial incentives and benefits by the state for vehicle insurance policies using telematics across the European Union member states; (2) Conduct comprehensive social cost–benefit analysis (CBA) to assess policy feasibility, either at a European Union or at a national level; (3) Advocate for European Union-level policy implementation supported by a centralized fund to promote telematics via insurance policies, aligning with the EU Green Deal and Vision Zero targets; and (4) Showcase benefits of interdisciplinary collaboration involving experts from transportation engineering, economics, psychology, and law for policy design and evaluation.