Developing a Human-Centered AI Environment to Enhance Financial Literacy of College Students: A Systematic Review

The present systematic review focuses on publications founded on the context of “Developing a Human-Centered AI Environment to Enhance Financial Literacy of College Students”, that is, empirical analysis and data mining of college students and their financial decision-making, development of recommendation system algorithms and personalized strategies and user interface systems, the review of the key financial challenges facing college students towards human-centered AI, description of the search strategies including the methods used in the 45 included publications used in the systematic review alongside their benefits and challenges: especially, questionnaires, and surveys. We have also reviewed the advantages of human-AI interface systems alongside the research design in the study (which is a quantitative design in evaluating the study objectives). The reviewed publications reveal that a link exists between a human-centered AI environment and college students’ financial decision-making.