Land Titling and Its Effects

This chapter probes into the diverse impacts of land titling on loan availability, investment incentives, family wealth, social security, and economic development. Drawing on research from Tanzania, Nicaragua, Brazil, and Thailand, the chapter highlights the relationship between land titling and property values, emphasising its role in enabling landowners to leverage their property for loans and fostering financial inclusion. It also explores how land titling enhances access to financing for small and medium enterprises in Sub-Saharan Africa, leading to increased capital investments, productivity, and economic growth. The chapter further discusses the positive effects of land titling on tenure security, attracting investments, and boosting agricultural output in countries like China, Ghana, Brazil, Costa Rica, and Thailand. Additionally, it underscores the contribution of land titling to poverty alleviation by facilitating access to loans, property investments, and savings, ultimately benefitting society and the economy. Overall, the chapter stresses the transformative potential of land titling in driving economic development, advocating for targeted policy interventions to maximise its benefits for sustainable development and poverty reduction.