The Financial Inclusion of Women Through Fintech. A Case Study

Can Fintech companies create financial inclusion? What is their impact on women’s businesses? In order to answer the two questions, the present research in the first part analyzes the literature that has been expressed on the diffusion of FinTech platforms and their approach to an inclusive financial system aimed at supporting and sustainable development of companies with greater difficulties in accessing credit and in particular the literature concerning women’s businesses has been analyzed. The research is inspired by a study by the Bank of Italy on the analysis of FinTech platforms operating in the world and in Italy and then analyzes the specific data of a FinTech platform, through direct contact, as well as the survey conducted by the company on financial inclusion through fintech companies and the focus on gender equality in access to credit. The limit of the research is the absence of comparable official data, while the originality of the work lies precisely in wanting to draw scientific attention to a known topic, but still little explored in terms of data and literature.