Technology Megatrends for Sustainable Business

In this work, we cover technological megatrends for sustainable business with a focus on the notion of sustainability and trending technologies for energy efficiency, waste management, supply chain management and operations, sustainable manufacturing, and predictive maintenance. Topics of coverage under this chapter include product-based, customer-based Vs. scenario-based Fintech 4.0, Fintech evolution from gen 1.0 to 4.0, Financial Technologies as a tool, service, or a system, the impact of Fintech 4.0 on key functions of the financial system, and operations. The chapter further navigates through the benefits and challenges and further explores the human factor in Fintech 4.0 through the lens of Industry 5.0. While the advancement on the sustainability front is promising, sustainable digitalization of practice can be impacted by various factors, including but not limited to lack of awareness, limited resources, financial constraints, and outdated infrastructure and replacement costs. Steady, sustainable digitalization requires support not just from local governments but the involvement of international bodies advocating for climate change.