Fintech 4.0 and Financial Systems

The chapter analyses fintech 4.0 and financial systems navigating through the latest developments in the industry starting with a high-level introduction to the fourth-gen technologies and financial principles in this sphere. It further explores the factors that affect the development of fintech, the integration of technologies with finance principles, the transformation of fintech from product-focus to scenario-focus, and the discussions on the future of fintech toward—control-oriented Vs. credibility-oriented directions.