An Efficiency Analysis of Private Banks in India—A DEA Approach

This Paper aims to the relative efficiency of private banks by employing the non-parametric approach of “Data Envelopment Analysis (DEA)” for the period of 5 years from 2017 to 2021. There are various models are available, in this study Input oriented under constant Return to Scale (CRS) has been employed. In the DEA model, Banks are considered mediators between saver and borrower, so Fixed Assets, borrowings, and, operating expenses have been considered for input, and Investment, “Interest income and other Income” are considered as output. As per the findings, the performance of new private banks was comparatively better than the old private banks and the average efficiency of the sample bank is 92.4%.