Global best practice in public service structures careers in a way that allows professionals to honor dedicated service by caring for pensioners and the elderly to ensure their basic needs are met until death. Retirement from public service is rewarded with gratuities, appreciation, and a pension for life security. In sub-Saharan Africa, life after retirement is hell because of the instability of pension systems and inadequate retirement provisions. Nigeria has a pension policy framework to cater for pensioners, and the pension system has undergone several reforms. Unfortunately, all these reforms have failed to satisfy or alleviate the fears and insecurities that herald life after labor. Corruption, mismanagement, inconsistencies, and poor claims processing constantly affect pensioners. This chapter examines the plight of pensioners in Nigeria who have served for the maximum but go through crippling and ignominious processes of compensation and survival. The chapter is based on documented sources and interviews with experts from academia, policymakers, and representatives of pensioners on this topic. The collected data was analyzed together with data from secondary sources using a thematic analysis. The chapter shows that systemic corruption, bureaucratic bottlenecks, the inefficiency of reforms, and the failure to involve stakeholders, especially pensioners, in the design of the framework have affected the process of pension payments and other entitlements of pensioners, leading to avoidable hardship for the elderly. The chapter recommends, among other things, that a new framework needs to be designed after gathering valuable input from key stakeholders.