Improved Calculation of Lease Payments

A method of calculating lease payments is proposed for current economic conditions. The applicant’s actual circumstances are taken into account in assessing the reliability of repayment. The proposed calculation of lease payments, taking account of the financial condition of the enterprise that takes out the lease, is based not only on specific lower limits for the relevant economic indicators but also on a generalized index. Small and medium-sized enterprises are selected according to their ratings. That improves the effectiveness of leasing contracts and provides scope for the updating of equipment at small and medium-sized enterprises.