<p>Financing losses from catastrophic events remains a significant challenge for governments worldwide. Private insurance markets have limitations in covering these losses, so many governments have intervened in both primary and reinsurance markets to support private insurers through government-private partnerships. This paper analyzes global catastrophe insurance (CI) programs, focusing on their resilience and adaptability to changing conditions. Three detailed case studies demonstrate the effectiveness of these programs under stress conditions. In addition to the nature of the peril, factors influencing program resilience include whether coverage is mandatory, government participation in paying losses, risk-sharing catastrophe insurance pools, and solvency requirements for private insurers. The study emphasizes the crucial role of government involvement in sustaining CI programs, particularly in the face of increasing climate-induced natural disasters, highlighting the necessity of insurance professionals’ involvement in this field.</p>