Scholarlink

<p>As the ready-made garments (RMG) segment of Bangladesh leaps toward sustainability, the integration of Fintech offers a promising pathway to drive circular economy practices and innovation. This paper explores the antecedents affecting the Fintech acceptance, which in turn impact on circular economy practices in Bangladesh’s RMG sector, with a mediation analysis of employee digital literacy (EDL) and green technology innovation (GTI). 353 responses were accumulated from RMG employees with a structured questionnaire following pilot research. The conceptual model was analyzed using a two-phase structural equation modeling-artificial neural network (SEM-ANN) method. The results indicate that top management support (TMS) and employee digital literacy (EDL) significantly and positively influence Fintech adoption (FA), which subsequently impacts circular economy practices (CEP). Mediation analysis reveals that EDL fully mediates the effects of perceived ease of use (PEOU) and compatibility (COMP) on FA, while partially mediating the relationship between TMS and FA. Furthermore, GTI partially mediates the link between FA and CEP in the RMG sector. The study offers a novel perspective and contributes to existing literature by using SEM-ANN approach to provide an inclusive analysis of the factors driving Fintech adoption and its influence on sustainability. Based on the study conclusions, policymakers and industry leaders can emphasize the significance of capitalizing on digital literacy and green technology to enhance sustainability efforts within the RMG sector.</p>

错误：搜索内容不能为空，请输入英文关键词
错误：关键词超出字数限制，请精简
高级检索

Exploring the Fintech and Circular Economy nexus in the RMG sector of Bangladesh using a Mediated SEM-ANN Approach

  • 期刊论文

  • 出版模式：

    开放获取

  • 发表日期：

    2026年2月24日

查看全文
  • Most. Sadia Akter,
  • Nahida Sultana,
  • Rasheda Akter Rupa,
  • Md. Tashriful Islam

摘要

As the ready-made garments (RMG) segment of Bangladesh leaps toward sustainability, the integration of Fintech offers a promising pathway to drive circular economy practices and innovation. This paper explores the antecedents affecting the Fintech acceptance, which in turn impact on circular economy practices in Bangladesh’s RMG sector, with a mediation analysis of employee digital literacy (EDL) and green technology innovation (GTI). 353 responses were accumulated from RMG employees with a structured questionnaire following pilot research. The conceptual model was analyzed using a two-phase structural equation modeling-artificial neural network (SEM-ANN) method. The results indicate that top management support (TMS) and employee digital literacy (EDL) significantly and positively influence Fintech adoption (FA), which subsequently impacts circular economy practices (CEP). Mediation analysis reveals that EDL fully mediates the effects of perceived ease of use (PEOU) and compatibility (COMP) on FA, while partially mediating the relationship between TMS and FA. Furthermore, GTI partially mediates the link between FA and CEP in the RMG sector. The study offers a novel perspective and contributes to existing literature by using SEM-ANN approach to provide an inclusive analysis of the factors driving Fintech adoption and its influence on sustainability. Based on the study conclusions, policymakers and industry leaders can emphasize the significance of capitalizing on digital literacy and green technology to enhance sustainability efforts within the RMG sector.