Dabholkar, Murthy and Zagier (DMZ) proved that there is a canonical decomposition of a meromorphic Jacobi form of integral index for \(\textrm{SL}(2, \mathbb {Z})\) with poles on torsion points into polar and finite parts, and showed that the finite part is a mock Jacobi form. In this paper, we generalize the results of DMZ to meromorphic Jacobi forms of rational index for congruence subgroups of \(\textrm{SL}(2, \mathbb {Z})\) . As an application, we establish that a large class of single-centered black hole degeneracies in CHL models are given by the Fourier coefficients of mock Jacobi forms. In this process, we refine the result of DMZ regarding the set of charges for which the single-centered black hole degeneracies are given by a mock modular form. In particular, in the case studied by DMZ, we present examples of charges for which the single-centered degeneracies are not captured by the mock modular form of the expected index.
