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<p>The present study tests the moderating role of gambling severity in the financial literacy–gambling behaviour relationship among help-seeking problem and non-problem gamblers in Hong Kong. Financial literacy was conceptualised as comprising both actual and perceived financial knowledge. The findings reveal that there was virtually no difference in actual financial knowledge between problem and non-problem gamblers. Furthermore, gambling severity did not moderate the relationship between actual financial knowledge and the breadth and depth of gambling involvement. In contrast, there were group differences in perceived financial knowledge, and it did inversely correlate with the breadth and depth of gambling involvement. However, gambling severity did not moderate these relationships. These findings highlight important areas for future research and non-clinical service programming, particularly the potential role of perceived financial knowledge in reducing gambling involvement.</p>

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The effect of financial literacy on the breadth and depth of gambling involvement: does it vary by problem gambling severity?

  • 期刊论文

  • 出版模式：

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  • 发表日期：

    2026年6月29日

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  • Wing Hong Chui,
  • Paul Vinod Khiatani,
  • Kin Yuen Tam

摘要

The present study tests the moderating role of gambling severity in the financial literacy–gambling behaviour relationship among help-seeking problem and non-problem gamblers in Hong Kong. Financial literacy was conceptualised as comprising both actual and perceived financial knowledge. The findings reveal that there was virtually no difference in actual financial knowledge between problem and non-problem gamblers. Furthermore, gambling severity did not moderate the relationship between actual financial knowledge and the breadth and depth of gambling involvement. In contrast, there were group differences in perceived financial knowledge, and it did inversely correlate with the breadth and depth of gambling involvement. However, gambling severity did not moderate these relationships. These findings highlight important areas for future research and non-clinical service programming, particularly the potential role of perceived financial knowledge in reducing gambling involvement.