<p>With women's empowerment driving socioeconomic development at large, we focus on the women microentrepreneurs running small businesses, marginalized both by gender and socioeconomic status, and examine how mobile payments aid these women in achieving their entrepreneurial goals, thereby impacting their empowerment. To explore this, we conducted interviews with women microentrepreneurs from the rural Indian district of Satara. We analyze the interviews using a framework based on the women’s economic empowerment framework and the affordances theory for effective goal-oriented use of the technology. The interpretive analysis of the data reveals how the resource (mobile payments) interacts with and reshapes the women’s agencies, beyond endowments, into tactical skills, like deception and negotiation, that help them overpower societal oppression, aiding in microentrepreneurial achievements. Besides the theoretical contributions for domains of ICT for development and mobile payments for women microentrepreneurs, the study holds implications for governments and NGOs concerning digital inclusion and gender issues.</p>