<p>Most older adults in Europe want to age in their own homes. However, this is not feasible or desirable for everyone. Limited financial resources, lack of daily support or social contact, the sudden loss of a partner, or a desire for change may result in a wish or necessity to move. Community-based housing alternatives, such as co-housing, naturally occurring retirement communities (NORCs), sheltered housing, or villages, can provide viable options. These initiatives facilitate independent living, care and support, and a sense of community. Compared to institutionalised care homes, community-based housing offers autonomy, independent living, and the opportunity to shape one’s home environment. However, despite variation in how residents participate in co-producing their living environments, the role of resident involvement in shaping community-based housing has been underexplored. To address this gap, this paper proposes a conceptual framework for understanding how older residents engage in co-producing community-based housing. Bringing together literature on housing co-production and community-based housing for older adults, the framework distinguishes between community-<i>led</i> and community-<i>oriented</i> co-production. Community-<i>led</i> co-production refers to practices that are controlled by older residents, while community-<i>oriented</i> co-production describes practices that include resident input, but led by other stakeholders. By developing and discussing this framework, the paper lays the groundwork for future empirical studies and offers guidance for policymakers, practitioners, and housing providers on considering the role of residents in shaping future housing models for older adults.</p>