<p>We introduce an interactive comic chat system that seamlessly integrates visual storytelling with text-based real-time interaction to enhance digital communication. Our approach employs generative AI to create interactive comics, supporting the easy creation of personalized characters and scenes, dynamically adapting these personalized characters and environments to chat content and additional user input, automating the generation of visually coherent comic panels, and overcoming the limitations of previous comic chat systems that are limited to pre-defined graphical elements. In addition, the chat system incorporates interactive elements such as chat bots and themed rooms to increase user engagement. In a user study, we show that our novel system can enhance users’ ability to convey emotions and engage in meaningful interactions online, and that users appreciate the wide range of self-expression options and personalized characters that allow for more nuanced communication. The versatility of generative AI approaches makes our platform suitable for a wide range of applications beyond mere chatting, including education, reducing language barriers and character-driven role-playing games.</p>